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| Home » FAQs |
| FAQs |
| How does Sub-Prime differ from Prime? |
| Sub-Prime is a terms given to customers who have had credit problems. It is a generic terms, which does not make you custom any less valuable. The service we provide is still excellent, you will still get a new (or pre-owned) vehicle delivered to your door, but the choice of available vehicles is less, and the prices being paid is higher due to the risk given by the finance company. |
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| What is the process? |
- You choose the vehicle and the deal which is affordable to you.
- You then contact ourselves for us to complete a finance proposal.
- Complete a finance proposal and forward to ourselves together with the following additional information. Copy of your Driving Licence, Last 3 months bank statements (if a business the business bank statements), last 3 months payslips (if employed), A Utility bill dated within 90 days are all to be provided at this proposal stage
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| Does the vehicle include delivery? |
| Yes, we deliver all our vehicles to a UK Mainland address of your choice. The vehicles are usually driven by road to the chosen destination. |
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| Who supplies the vehicles? |
| All vehicles are ultimately supplied by franchised dealers. |
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| Is a warranty included? |
| As all the vehicles we supply are new or pre-owned, then the balance of the manufacturers warranty is provided. |
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| Do these prices, require a large deposit? |
| You only need to pay the deposit which is stated. Dependant on your personal circumstances, the finance company may request a larger initial payment. |
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| What additional costs are there? |
| We charge a small administration fee of £50+VAT to conduct the credit searches and gain approval. If we are unable to obtain credit we will re-imburse this amount to you. If we gain credit approval on the terms propose and agreed, then this amount is non-refundable. You are responsible for insuring the vehicle fully comprehensive. If you require any additional extras, then these are available at an extra cost. |
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| What is contract mileage? |
| Contract Mileage, is the agreed mileage that you will do in your vehicle. The lower your annual mileage, the lower your rentals. Unless otherwise indicated, we publish our prices based on a customer running a vehicle for 10000 miles per annum. We are able to run alternative mileage quotes for those customers who do a different mileage. |
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| What if I go over the contract mileage? |
| The leasing company will apply an excess pence per mile, when the vehicle is returned to them at the end of the contract |
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| Is Value Added Tax payable? |
| VAT is payable on all leasing agreements. Unless indicated otherwise, the prices published are all exclusive of VAT. |
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